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Take Control of Your Debt

Our free workshops help you understand your debt, create a realistic payoff plan, and improve your credit score.

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We Show You How to Prioritize Debts and Make Real Progress

Learn to read your credit report, decide which debts to pay first, and explore options like debt consolidation. We teach you smart money habits that prevent future debt problems.

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Get 1-on-1 Help Improving Your Credit Score

Work with a coach to create a debt repayment plan and learn strategies to boost your credit. We help you stay on track and celebrate your progress along the way.

Our workshops are helping people thrive.

  • Preventing foreclosure
    Without your help I would have faced foreclosure of my home that is almost paid in full. The $2100 put me back on track with my finances. I really would like to thank all of you for what you have done for me.”
    Housing Stability Participant
  • Preventing eviction
    I share an apartment with my three young adult sons. We got behind on the rent to the point we were to be evicted. I spoke to Becky and told her the situation. What a blessing! Becky was so helpful and patient with us, especially with getting paystubs, letters from the rental office showing when the money was due before the eviction. This was a blessing, and I am forever grateful. Thank you for helping me and my family.”
    Housing Stability Participant
  • Keeping a family in their home
    I want to say Thank You to you and Peoples Advantage Helping Hands program for everything you’ve done to assist me and my family. We were out of options and thanks to you we are able to keep our home!”
    Housing Stability Participant
  • Empowering business owners
    I just wanted to say how much I enjoyed my coaching session. I walked away with an even greater sense of excitement about launching my business—and honestly, I didn’t think that was possible! I’ll be keeping an eye out for upcoming workshops, and I plan to officially join the Chamber of Commerce this week. Thank you again for your help in getting everything set up on the financial side. I truly appreciate the role you played in making sure I was ready for launch!”
    Entrepreneurship Participant

Ready to Take Control of Your financial future?

Get free 1-on-1 coaching to build your budget, improve your credit, and reach your financial goals. All our services are completely free for Tri-Cities area families.

frequently asked questions

Debt Management workshops

Our workshops use real examples and give you tools you can use right away.

How long are the workshops?

Most workshops are 1-2 hours and include time for questions and hands-on practice.

How do I know which debts to pay off first?

We teach you how to prioritize high-interest debt while keeping up with minimum payments on everything else.

Will this help improve my credit score?

Yes, we show you specific steps to improve your credit and track your progress over time.

What if I’m behind on payments?

We help you create a catch-up plan and connect you with resources if you’re facing financial hardship.

Can you help with student loans or medical debt?

Yes, we cover strategies for different types of debt including payment plans and forgiveness options.