Hands that help knowledge that empowers.
Your support powers free financial education and urgent resources that prevent homelessness in Richmond and the Tri-Cities.

We Offer Free Classes and 1-on-1 Coaching That Fit Your Schedule
Join our budgeting workshops, get personalized financial coaching, or attend homebuyer classes—all at no cost to you. Our programs happen throughout the week in Richmond and Petersburg, so you can find times that work for you and your family.

We’re here to Help you Achieve your Financial Dreams
We’re your local resource for free financial coaching, housing stability support, and small business guidance. From budgeting workshops to first-time homebuyer prep, we help neighbors build stronger financial futures right here in the Tri-Cities area.
how we help
Building Stronger Communities Through Money Help
Challenges our clients face
Local families struggle with housing, money troubles, and starting businesses. These challenges keep our communities from growing and doing well.
Housing Problems
Not enough affordable homes and too many evictions leave families without stable places to live.
Money Troubles
Jobs that don’t pay enough and not knowing how to manage money create debt and make it hard to save.
Business Roadblocks
People who want to start businesses can’t get loans, coaching, or help they need to succeed.
How we help
Our programs give direct help, teach money skills, and connect people to resources that solve real problems in our community.
Housing Support
Emergency money help and low-cost loans stop evictions and help families find safe, affordable homes.
Money Coaching & Classes
One-on-one coaching and workshops teach budgeting, credit repair, and smart money habits that last.
Business Help
Free coaching and connections help people get loans, write business plans, and start successful businesses.
21
families receiving free, personalized guidance to buy their first home—right now
282
people attended our free financial education workshops last year
15
aspiring entrepreneurs enrolled in small business coaching with local experts right now
Our workshops are helping people thrive.
-
Preventing foreclosureWithout your help I would have faced foreclosure of my home that is almost paid in full. The $2100 put me back on track with my finances. I really would like to thank all of you for what you have done for me.”Housing Stability Participant
-
Preventing evictionI share an apartment with my three young adult sons. We got behind on the rent to the point we were to be evicted. I spoke to Becky and told her the situation. What a blessing! Becky was so helpful and patient with us, especially with getting paystubs, letters from the rental office showing when the money was due before the eviction. This was a blessing, and I am forever grateful. Thank you for helping me and my family.”Housing Stability Participant
-
Keeping a family in their homeI want to say Thank You to you and Peoples Advantage Helping Hands program for everything you’ve done to assist me and my family. We were out of options and thanks to you we are able to keep our home!”Housing Stability Participant
-
Empowering business ownersI just wanted to say how much I enjoyed my coaching session. I walked away with an even greater sense of excitement about launching my business—and honestly, I didn’t think that was possible! I’ll be keeping an eye out for upcoming workshops, and I plan to officially join the Chamber of Commerce this week. Thank you again for your help in getting everything set up on the financial side. I truly appreciate the role you played in making sure I was ready for launch!”Entrepreneurship Participant
Our free workshops change lives
Our budgeting workshops are designed to empower individuals and families with the knowledge and tools to take control of their finances.
How do I sign up for financial coaching or attend a workshop?
Book coaching or call us at 804-748-3081 to schedule a free one-on-one financial coaching session or register for one of our upcoming budgeting or homebuyer workshops.
Can Peoples Advantage Helping Hands help me improve my credit score?
Yes! Our financial coaches offer credit-building education and one-on-one support to help you manage debt, build credit, and improve your financial health.
What kind of help is available for starting a small business?
We offer personalized coaching for aspiring entrepreneurs, covering topics like budgeting for your business, accessing capital, and managing credit to grow your business responsibly.
Is there a cost to participate in Peoples Advantage Helping Hands programs?
All of our workshops and financial coaching services are provided at no cost to participants thanks to the generosity of our community partners and funders.
Top Resources for:
View all resources-
All Workshops
Join free group classes on budgeting, saving money, credit repair, and homebuying in the Tri-City area. -
1-on-1 Coaching
Get personalized financial coaching to improve your credit, manage debt, and reach your money goals. -
Support Us
Help us provide free financial coaching and housing support by donating, volunteering, or partnering with us.