Our Programs

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our programs

Free programs throughout the week

From one-on-one budget coaching to emergency rent assistance, our programs address the real financial challenges families face.

Housing Stability Program

The Peoples Advantage Revolving Housing Stability Program helps lower the number of people and families facing eviction from their homes in the Richmond and Tri-Cities areas. It offers a low-interest loan with no credit check for people facing eviction, those living in hotels who can’t afford high move-in costs, or those with a court order to leave their home. This program helps them stay housed or find new housing they can afford.

Budgeting for Students

Bite of Reality is a hands-on activity for youth in Petersburg and Richmond, VA. It teaches them about money, how to budget, use credit, and make smart financial choices. Through a fun and safe simulation of real-life money situations, students learn how to plan for the future, avoid bad financial services, and build wealth for themselves and their families. The goal is to help young people feel more confident and prepared to manage money wisely as they grow.

Program Timing

Programs in July

Help-Student Loans
July 2 at 6PM | Virtual

Business Roadmap
July 7 at 6PM | Virtual

Your Finances and the Homebuying Process
July 8 at 6PM | Virtual

Money Monday
July 14 at 12PM | 900 Saint James St, Richmond, VA

Budget for Life
July 23 at 3PM | Virtual

Help-Student Loans
July 28 at 6PM | Virtual

Man holding excited child in front of red wall

We understand the Challenges our neighbors Face

Our team understands what it’s like when rent goes up faster than paychecks, when one unexpected bill throws off your whole budget, or when you have a great business idea but don’t know where to start. That’s why we created workshops that actually work for real families dealing with real challenges in our community.

More about us

Two women sitting on a bed with two dogs

We help our neighbors stay in their homes

Our Housing Stability Loan Fund prevents evictions with emergency assistance and low-interest loans. Financial coaches work with you to build budgets, repair credit, and prepare for homeownership. Small business coaching covers business planning, accessing microloans, and connecting with local resources to launch your venture.

Our impact

how we help

Building Stronger Communities Through Money Help

Challenges our clients face

Local families struggle with housing, money troubles, and starting businesses. These challenges keep our communities from growing and doing well.

Housing Problems

Not enough affordable homes and too many evictions leave families without stable places to live.

Money Troubles

Jobs that don’t pay enough and not knowing how to manage money create debt and make it hard to save.

Business Roadblocks

People who want to start businesses can’t get loans, coaching, or help they need to succeed.

How we help

Our programs give direct help, teach money skills, and connect people to resources that solve real problems in our community.

Housing Support

Emergency money help and low-cost loans stop evictions and help families find safe, affordable homes.

Money Coaching & Classes

One-on-one coaching and workshops teach budgeting, credit repair, and smart money habits that last.

Business Help

Free coaching and connections help people get loans, write business plans, and start successful businesses.

families receiving free, personalized guidance to buy their first home—right now

282

people attended our free financial education workshops last year

aspiring entrepreneurs enrolled in small business coaching with local experts right now

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Our workshops are helping people thrive.

Preventing foreclosure

Without your help I would have faced foreclosure of my home that is almost paid in full. The $2100 put me back on track with my finances. I really would like to thank all of you for what you have done for me.”

Housing Stability Participant

Save money smarter
Preventing eviction

I share an apartment with my three young adult sons. We got behind on the rent to the point we were to be evicted. I spoke to Becky and told her the situation. What a blessing! Becky was so helpful and patient with us, especially with getting paystubs, letters from the rental office showing when the money was due before the eviction. This was a blessing, and I am forever grateful. Thank you for helping me and my family.”

Housing Stability Participant

Save money smarter
Keeping a family in their home

I want to say Thank You to you and Peoples Advantage Helping Hands program for everything you’ve done to assist me and my family. We were out of options and thanks to you we are able to keep our home!”

Housing Stability Participant

Save money smarter
Empowering business owners

I just wanted to say how much I enjoyed my coaching session. I walked away with an even greater sense of excitement about launching my business—and honestly, I didn’t think that was possible! I’ll be keeping an eye out for upcoming workshops, and I plan to officially join the Chamber of Commerce this week. Thank you again for your help in getting everything set up on the financial side. I truly appreciate the role you played in making sure I was ready for launch!”

Entrepreneurship Participant

Start a business

Help Us Build Stronger Communities Together

Your support helps us provide free financial coaching, prevent evictions, and help families achieve their dreams. Donate, volunteer, or partner with us to strengthen Richmond and Petersburg neighborhoods.

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Frequently Asked Questions

We help our community members thrive.

Peoples Advantage Helping Hands empowers people to achieve their financial dreams through personalized coaching and community services.

All FAQs

What is Peoples Advantage Helping Hands, and how can it help me?

Learn about our financial empowerment programs, including financial coaching, housing stability support, and small business resources designed to help you reach your goals.

Am I eligible for housing stability support or financial coaching?

Our programs are free and open to individuals and families in the Tri-Cities and Richmond area communities.

How can I support Peoples Advantage Helping Hands?

You can get involved by donating, volunteering, or partnering with us. Visit our Support Us page to learn how you can help strengthen financial stability in our community.